Kamis, 31 Desember 2015
lights for new year's eve
I lit these lights in the darkness tonight
In another season, we would still have sunlight
We would have warm air and full gardens
But now it's the New Year and lights sparkle in the cold and darkness,
It's time to reflect and plan for new things.
I very much hope 2016 is a year of peace in the world
I wish 2016 would bring food and happiness for everyone.
For me - I'm beginning to plan my gardens
I have a nice stack of catalogs, circles here and there, a growing list of partially made plans
By the warm glow of candlelight,
I'm imagining a bountiful new season.
I hope 2016 is bountiful for all.
how are you planning your next vegetable garden?
We need a new poll!
I just got the MOFGA (Maine Organic Farmers and Gardeners Association) Newsletter and their top item today is about garden planning software. They site this link for 10 Best Vegetable Garden Software of 2016. Except when you get to the link, it says it was last updated in 2011. Five years ago!!
I wrote to MOFGA, Jean wrote back immediately! and we agree, we need a new review of Planning Software. So, how do you do your garden planning?
Me: I like to use paper and tracing paper. I trace last year's garden, then move around my crop locations. I erase and rewrite. And think about it. Then I make my final draft. Which is never final, because I'll think of something to change. Software is fun to use. Sometimes I use PowerPoint, only because it's on my computer for my business. I can make lots of edits with this. But I like my hand drawings better.
So, two questions, First: Do you use Garden Planning Software? Please use this poll
Second: Have you tried any Garden Planning Software recently? Please leave me a comment and let me know. Maybe Mother Earth News and Grow Veg? I'll put together another poll soon to see what software the readers of this blog like to use.
And, by the way, Happy New Year!
I just got the MOFGA (Maine Organic Farmers and Gardeners Association) Newsletter and their top item today is about garden planning software. They site this link for 10 Best Vegetable Garden Software of 2016. Except when you get to the link, it says it was last updated in 2011. Five years ago!!
I wrote to MOFGA, Jean wrote back immediately! and we agree, we need a new review of Planning Software. So, how do you do your garden planning?
Me: I like to use paper and tracing paper. I trace last year's garden, then move around my crop locations. I erase and rewrite. And think about it. Then I make my final draft. Which is never final, because I'll think of something to change. Software is fun to use. Sometimes I use PowerPoint, only because it's on my computer for my business. I can make lots of edits with this. But I like my hand drawings better.
So, two questions, First: Do you use Garden Planning Software? Please use this poll
Do you use Garden Planning Software?
Second: Have you tried any Garden Planning Software recently? Please leave me a comment and let me know. Maybe Mother Earth News and Grow Veg? I'll put together another poll soon to see what software the readers of this blog like to use.
And, by the way, Happy New Year!
Selasa, 29 Desember 2015
our Christmas tree
There wasn't room for our tree inside this year, because of renovations we are doing, ... so... the tree is out on the patio decorated with lights and bird food.
Who came to the tree? First a couple of noisy red squirrels! Then, Suzie (my little Portuguese water dog who loves birds food), my chickens, and then lots of birds. A Carolina wren, junco's, ground sparrows, chickadees, and cardinals.
Oh, and Santa came by too. On Christmas morning there was a big pile of new garden tools!! I can't wait to use them all.
Who came to the tree? First a couple of noisy red squirrels! Then, Suzie (my little Portuguese water dog who loves birds food), my chickens, and then lots of birds. A Carolina wren, junco's, ground sparrows, chickadees, and cardinals.
Oh, and Santa came by too. On Christmas morning there was a big pile of new garden tools!! I can't wait to use them all.
biochar? carbon gardening?
Daphne brought up biochar as the most stable way to sequester unwanted atmospheric carbon. As a nice side effect, it also improves the soil. And Tony explained that my tasty lettuce gardens don't hold onto much carbon very long, but if I added more wetlands, that would. Hmm, carbon gardening - that's new to me. I had to do more research.
The main focus of recent Climate Change Conferences is to reduce emissions, but then, there's a secondary discussion: what to do with the carbon that's already in the air? Biochar is one proposal.
Solutions for the "What to do with it" problem have been divided into biological and chemical approaches. NOFA recommends tying CO2 up in plant/compost cycles. This has the advantage of using a free energy source: the sun. The disadvantage is that we have only the earth's surface for this activity.
Biochar (pyrolyzed organic products that sequester CO2) production is also considered a "biological approach". (I'm not sure why as it doesn't use the sun to do the pyrolyzing, it uses fossil fuel. It just make use of organic products.) Biochar has the advantage of great potential capacity as it can be buried, However, the scale it's used on currently is relatively minuscule.
There are also spectacularly varied chemical methods of capturing CO2 that are being proposed — "from direct air capture using resins, to the use of crushed olivine (a mineral that absorbs CO2 as it weathers) to seed beaches, to new forms of carbon-negative cement-making."
But back to the biochar, it's currently having an impact agriculturally as a soil amendment that revitalizes tired soils. It's not effective everywhere (negative issues include price, affects on soil microbes, and the large volumes that are needed), but in many places it is improving crop production. Like Daphne's garden! (Is that how she grew those beautiful sweet potatoes?)
As far as expanding biochar production to the point where it can impact atmospheric CO2, critics are concerned that land used to grow plant material could displace food crops, they sorry and about socioeconomic effects, and they worry about what eventually happens to biochar in soils - when it does breakdown. They worry that sufficient research has not yet been done.
I like the rational view of Stephen Joseph, a biochar researcher from Univ of New South Wales in Australia, "Biochar probably won’t save the world from climate change, nor is it going to be the key to increasing agricultural productivity everywhere. But used wisely, it is a tool that may help in both situations.”
Personally, I this I'll to stick with NOFA's very biological approach and traditional methods: Cover everything I can with plants (more lettuce!! more clover!!), compost everything I can on site, and use my chickens to enhance my composting. I'm also growing locally - in my backyard - and reduce driving to the grocery store. I hope my little micro-farm is at least a transient a part of reducing atmospheric CO2.
Sources:
NY Times (July 24, 2015) A Third Way To Fight Climate Change
BloombergBusiness (June 8, 2015) Scientists Are Coming Up With 'Last Ditch' Remedies for Climate Change
PBS (July 3, 2015) The Coal That’s Good for the Climate
The main focus of recent Climate Change Conferences is to reduce emissions, but then, there's a secondary discussion: what to do with the carbon that's already in the air? Biochar is one proposal.
Solutions for the "What to do with it" problem have been divided into biological and chemical approaches. NOFA recommends tying CO2 up in plant/compost cycles. This has the advantage of using a free energy source: the sun. The disadvantage is that we have only the earth's surface for this activity.
Biochar (pyrolyzed organic products that sequester CO2) production is also considered a "biological approach". (I'm not sure why as it doesn't use the sun to do the pyrolyzing, it uses fossil fuel. It just make use of organic products.) Biochar has the advantage of great potential capacity as it can be buried, However, the scale it's used on currently is relatively minuscule.
There are also spectacularly varied chemical methods of capturing CO2 that are being proposed — "from direct air capture using resins, to the use of crushed olivine (a mineral that absorbs CO2 as it weathers) to seed beaches, to new forms of carbon-negative cement-making."
But back to the biochar, it's currently having an impact agriculturally as a soil amendment that revitalizes tired soils. It's not effective everywhere (negative issues include price, affects on soil microbes, and the large volumes that are needed), but in many places it is improving crop production. Like Daphne's garden! (Is that how she grew those beautiful sweet potatoes?)
As far as expanding biochar production to the point where it can impact atmospheric CO2, critics are concerned that land used to grow plant material could displace food crops, they sorry and about socioeconomic effects, and they worry about what eventually happens to biochar in soils - when it does breakdown. They worry that sufficient research has not yet been done.
I like the rational view of Stephen Joseph, a biochar researcher from Univ of New South Wales in Australia, "Biochar probably won’t save the world from climate change, nor is it going to be the key to increasing agricultural productivity everywhere. But used wisely, it is a tool that may help in both situations.”
Personally, I this I'll to stick with NOFA's very biological approach and traditional methods: Cover everything I can with plants (more lettuce!! more clover!!), compost everything I can on site, and use my chickens to enhance my composting. I'm also growing locally - in my backyard - and reduce driving to the grocery store. I hope my little micro-farm is at least a transient a part of reducing atmospheric CO2.
Sources:
NY Times (July 24, 2015) A Third Way To Fight Climate Change
BloombergBusiness (June 8, 2015) Scientists Are Coming Up With 'Last Ditch' Remedies for Climate Change
PBS (July 3, 2015) The Coal That’s Good for the Climate
Senin, 28 Desember 2015
Since I'm a new NOFA member I was reading through their literature. I like this one about Soil Carbon Restoration.
- Plant nitrogen fixing cover crops and living row paths
- Heavily mulch weeds instead of pulling
- Incorporate no-till or shallow till practices
- Replace pesticides and fungicides with diverse beneficial organisms
- Incorporate perennials in our garden
- Compost your garden and kitchen waste
- Recycle biomass with livestock (grazers, browsers, compost to poultry)
And things yard-owners can do:
- Plant lawns with diverse species: deep rooted grasses and nitrogen fixing species like clover
- Incorporate multi-layer, perennial, diverse plantings
- Compost, rather than burn, yard waste
- Minimize pavement and unproductive mulch
- Grow nitrogen fixing trees and perennials
- Maintain diverse forested buffers and perimeters
I think we've all heard about the importance of doing most of these things since we know good soil health is important for our crops. Soil health is also important for the earth. More info is at the NOFA site (NOFA Carbon Soil Restoration).
"Much discussion has focused on how to deal with greenhouse gas emissions and resulting weather extremes. Most analysts believe we must stop burning fossil fuels to prevent further increases in atmospheric carbon. [But we} must also find ways to remove carbon already in the air....So here's a list of things vegetable gardeners can do to put carbon back in the soil:
"...where can we put carbon once it is removed from the air? There is only one practical approach -- to put it back where it belongs, in the soil.
- Plant nitrogen fixing cover crops and living row paths
- Heavily mulch weeds instead of pulling
- Incorporate no-till or shallow till practices
- Replace pesticides and fungicides with diverse beneficial organisms
- Incorporate perennials in our garden
- Compost your garden and kitchen waste
- Recycle biomass with livestock (grazers, browsers, compost to poultry)
And things yard-owners can do:
- Plant lawns with diverse species: deep rooted grasses and nitrogen fixing species like clover
- Incorporate multi-layer, perennial, diverse plantings
- Compost, rather than burn, yard waste
- Minimize pavement and unproductive mulch
- Grow nitrogen fixing trees and perennials
- Maintain diverse forested buffers and perimeters
I think we've all heard about the importance of doing most of these things since we know good soil health is important for our crops. Soil health is also important for the earth. More info is at the NOFA site (NOFA Carbon Soil Restoration).
Minggu, 27 Desember 2015
NOFA
I just signed up for NOFA's winter one-day conference Saturday, Jan 16 in Worcester MA. Anyone else going? Has any been to these before? I just signed up as a new member. It looks fun. NOFA is the Northeast Organic Farming Association. I met a board member the other day and he told me they had lots of programs and resources for organic home gardeners.
Jumat, 25 Desember 2015
christmas day bees on hellebores
Last week the hellebore has been blooming gloriously in the misty unusually warm New England weather. Today the sun broke out. I saw my bees were out foraging. Hard to believe on the last week of the year! I found some, collecting hellebore nectar (....more)
Kamis, 24 Desember 2015
Selasa, 22 Desember 2015
gifts under the tree
Minggu, 20 Desember 2015
potting up a sprouted sweet potato
My mom gave me this nice sweet potato. From the super market. I find it really hard to get these to sprout. I love to grab one that is sprouted. I put it in a pot. It'll go on the kitchen window sill. They grow slow, then fast.
I've heard of gardeners who start their own sweets having the kitchen window covered with vines by planting season. Well, that would be fun. Last year I bought 12 slips and they weren't cheap (though I forget how much they were - $25 maybe). Maybe some of mine will sprout, at least they weren't treated with sprout inhibitor like the supermarket ones are. I'll watch them.
Sabtu, 19 Desember 2015
Rabu, 16 Desember 2015
app reviews please :-)
We could really use some reviews of our seed planting app. For any one who used it last year, could you give it a brief review? Here's the preview link: https://itunes.apple.com/us/app/skippys-garden-spring-planting/id970091991?mt=8. Click "Open in iTunes" and then click "Reviews". Thanks!
Here are reviews a few gardeners left for us last year, but they didn't post them to the Apple Store.
"Thanks for the nifty app! " - MIchaeldg
"Love the simplicity... Very easy to use... very useful" - Mayhew
"It is a wonderful app....I will be able to carry it with me to the garden without printing out my garden plan. I especially love the transplanting calendar because most books and seed packet instructions do not tell you when to transplant. - Nancy
BTW - We are making a bunch of upgrades this month for release in January - just in time for 2016 seed planting! Let us know what upgrades you would like.
Here are reviews a few gardeners left for us last year, but they didn't post them to the Apple Store.
"Thanks for the nifty app! " - MIchaeldg
"Love the simplicity... Very easy to use... very useful" - Mayhew
"It is a wonderful app....I will be able to carry it with me to the garden without printing out my garden plan. I especially love the transplanting calendar because most books and seed packet instructions do not tell you when to transplant. - Nancy
BTW - We are making a bunch of upgrades this month for release in January - just in time for 2016 seed planting! Let us know what upgrades you would like.
Senin, 14 Desember 2015
inside my winter tunnel
My winter tunnel is full of greens. Spinach, several types of lettuce, arugula, radicchio, kale, chard, collards, salad turnips, daikon and salad radish, cilantro, some frilly red mustard, escarole, bok choi. Can't beat this balmy December weather for cool weather crops! I have parsley, escarole, broccoli, beets and kale outside with no protection.
Plants in my tunnel are from my winter seed sowing calendar, which is part of Skippy's full-season planting calendar app. I planted everything to test the planting dates in the app.
The app is $1.99 (iOS or Android). I think the price will go up for the next season (probably to $2.99), so it makes sense to get it now. All pf the app updates will apply whether your buy before or after the price increase. The calendar has spring and fall planting schedules too.
I'm counting down the days til my spring planting begins - end of February!
My only complaint with my tunnel is that I wish I had planted more of them! Next year...
Minggu, 29 November 2015
the plastic is on my winter tunnel
I put greenhouse plastic over my garden hoops today. The hoops have two layers now: fabric row cover close to the plants and the plastic outside. The weather is slowly cooling off. Looks like I'll be taking these covers off and on for the rest of the month. I'll take it off when the plants can catch rain and sun on warmer days. Our weather seems about 10 degrees F above normal this year.
post Thanksgiving
I'm finally able to think about something other than making food and entertaining guests! Thanksgiving is past. We enjoyed having many family members at my house: my husband, son and myself, my parents, my sister and her two daughters, and my brother, his wife, two sons and their dog. A dozen in all. 15 with the dogs!
Our preparations started the weekend before when my son and I turned our dining room into a giant table (6x8 ft!) that held us all. It was feat for me to locate seasonal items: my little salad plates with turkeys on them and my orange napkin rings. And the stores were long past stocking Thanksgiving items when I finally shopped for seasonal linens that fit the giant table. But we managed.
I forgot to take pictures of most things, so there are only a few odds and ends here. I put together a menu that included all of our families traditional Thanksgiving items, pulled out and copied all of the recipes, then planned out who need to do what task and when. Everyone did their job to perfection! Dinner was delicious and we had a great time being together.
I'm always pleased to be able to serve things that I grew in my garden. Here's my list: homemade pickles, homemade tomato salsa, my mashed potatoes, my sweet potatoes and butternut squash, celeriac and beets that I mixed with other roasted root vegetables, my garlic and canned tomato sauce in the eggplant parmigiana, fresh parsley, sage and rosemary generously added to various items, sliced salad radish, a really big bowl of freshly picked salad greens (lettuce, escarole frisée, baby beet greens and parsley), and a nice winter squash ("Blue Ballet" and small version of Hubbard) that made the perfect pumpkin pie. Almost everything else was homemade if not homegrown. Amazing. It's a good thing we don't eat all this every day!
Our preparations started the weekend before when my son and I turned our dining room into a giant table (6x8 ft!) that held us all. It was feat for me to locate seasonal items: my little salad plates with turkeys on them and my orange napkin rings. And the stores were long past stocking Thanksgiving items when I finally shopped for seasonal linens that fit the giant table. But we managed.
I forgot to take pictures of most things, so there are only a few odds and ends here. I put together a menu that included all of our families traditional Thanksgiving items, pulled out and copied all of the recipes, then planned out who need to do what task and when. Everyone did their job to perfection! Dinner was delicious and we had a great time being together.
I'm always pleased to be able to serve things that I grew in my garden. Here's my list: homemade pickles, homemade tomato salsa, my mashed potatoes, my sweet potatoes and butternut squash, celeriac and beets that I mixed with other roasted root vegetables, my garlic and canned tomato sauce in the eggplant parmigiana, fresh parsley, sage and rosemary generously added to various items, sliced salad radish, a really big bowl of freshly picked salad greens (lettuce, escarole frisée, baby beet greens and parsley), and a nice winter squash ("Blue Ballet" and small version of Hubbard) that made the perfect pumpkin pie. Almost everything else was homemade if not homegrown. Amazing. It's a good thing we don't eat all this every day!
Rabu, 25 November 2015
Selasa, 24 November 2015
my Thanksgiving lettuce (variety Sandy) survived the cold
Yes! It still looks great. This is a little area that's not under my plastic tunnel, so I want to pick it all for Thanksgiving. Its a great variety. Sandy. A 2015 AAAS Winner that I love. Sweet frilly green leaves. And - very cold tolerant!!
I have some escaroles, Frissee and Natacha, to mix with it. Also curly kale and baby beet greens. Maybe some mustard, Purple Streaks, and some tiny radicchio, Perseo, too. I see what kind of mix I end up with. The rest of the nights before Thursday will be warmer, so I'll stop worrying.
Soon I plant to go through all of the 2015 AAAS Winners that I grew this year and post their photos. Most did great for me. I think of December as sort of a "garden review" month.
Kamis, 16 Juli 2015
Salat lima waktu
Bacaan Sholat 5 Waktu. Sobat yang dirahmati Allah. Sholat lima waktu
adalah salat yang dikerjakan pada waktu tertentu, sebanyak lima kali sehari.
Salat ini hukumnya fardhu 'ain (wajib), yakni wajib dilaksanakan oleh setiap
Muslim yang telah menginjak usia dewasa (pubertas), kecuali berhalangan karena
sebab tertentu.
Salat lima waktu merupakan
salah satu dari lima Rukun Islam. Allah menurunkan perintah salat lima waktu
ini ketika peristiwa Isra' Mi'raj. Salat lima waktu tersebut adalah sebagai
berikut:[1]
Subuh, terdiri dari 2 rakaat. Waktu Shubuh diawali dari munculnya
fajar shaddiq, yakni cahaya putih yang melintang di ufuk timur. Waktu shubuh
berakhir ketika terbitnya matahari.
Zuhur, terdiri dari 4 rakaat. Waktu Zhuhur diawali jika matahari telah tergelincir (condong) ke arah barat, dan berakhir ketika masuk waktu Ashar.
Asar, terdiri dari 4 rakaat. Waktu Ashar diawali jika panjang bayang-bayang benda melebihi panjang benda itu sendiri. Khusus untuk madzab Imam Hanafi, waktu Ahsar dimulai jika panjang bayang-bayang benda dua kalimelebihi panjang benda itu sendiri. Waktu Asar berakhir dengan terbenamnya matahari.
Magrib, terdiri dari 3 rakaat. Waktu Magrib diawali dengan terbenamnya matahari, dan berakhir dengan masuknya waktu Isya.
Isya, terdiri dari 4 rakaat. Waktu Isya diawali dengan hilangnya cahaya merah (syafaq) di langit barat, dan berakhir hingga terbitnya fajar shaddiq keesokan harinya. Menurut Imam Syi'ah, Salat Isya boleh dilakukan setelah mengerjakan Salat Magrib.Silahkan Baca: doa wudhu
Zuhur, terdiri dari 4 rakaat. Waktu Zhuhur diawali jika matahari telah tergelincir (condong) ke arah barat, dan berakhir ketika masuk waktu Ashar.
Asar, terdiri dari 4 rakaat. Waktu Ashar diawali jika panjang bayang-bayang benda melebihi panjang benda itu sendiri. Khusus untuk madzab Imam Hanafi, waktu Ahsar dimulai jika panjang bayang-bayang benda dua kalimelebihi panjang benda itu sendiri. Waktu Asar berakhir dengan terbenamnya matahari.
Magrib, terdiri dari 3 rakaat. Waktu Magrib diawali dengan terbenamnya matahari, dan berakhir dengan masuknya waktu Isya.
Isya, terdiri dari 4 rakaat. Waktu Isya diawali dengan hilangnya cahaya merah (syafaq) di langit barat, dan berakhir hingga terbitnya fajar shaddiq keesokan harinya. Menurut Imam Syi'ah, Salat Isya boleh dilakukan setelah mengerjakan Salat Magrib.Silahkan Baca: doa wudhu
Senin, 13 April 2015
Contoh Kata Pengantar yan Baik
Conth Kata Pengantar yan Baik
elama masa kerja saya di beberapa organisasi, beruntung saya mendapat kesempatan ikutserta dalam proses rekrutmen. Dari sini saya tahu bahwa satu posisi lowongan kerja diperebutkan ratusan orang. Proses seleksi pada tahap ini sangat ditentukan oleh berkas lamaran kerja, yaitu Curriculum Vitae [CV] dan surat lamaran kerja. Dengan demikian, CV dan surat lamaran kerja itu menjadi tiket masuk ke tahap seleksi berikutnya, yaitu tes tertulis [jika ada] dan wawancara kerja.
Dari pengalaman sebagai tim seleksi karyawan di kantor maupun sebagai penulis CV profesional di Admin Blog, saya temukan banyak pelamar kerja kurang mempromosikan dirinya. Banyak CV dipenuhi informasi yang tidak relevan, atau bahkan informasi yang sebenarnya kurang menguntungkan bagi pelamar kerja sendiri. Kerap CV hanya mencantumkan tahun kerja, tempat kerja dan jabatan – tanpa penjelasan tentang tugas-tugas dan keberhasilan-keberhasilan yang telah dicapai pelamar. Banyak CV kurang menarik dilihat karena tampilannya penuh hiasan grafis yang berwarna-warni dan font-font dengan ukuran yang beragam. Hal-hal seperti itu membuat informasi penting luput dari perhatian. Kenyataan seperti itulah yang mendorong saya menyusun buku ini.
Buku ini tidak mungkin terbit tanpa rahmat dan karunia dari Allah SWT yang membuka pintu-pintu kemungkinan. Untuk itu, saya mengucap puji syukur dan terimakasih dari hati yang terdalam. Besar pula terimakasih saya pada keluarga atas cinta yang tak terbatas.
Ucapan terimakasih yang tulus juga ingin saya sampaikan kepada kawan-kawan di Kerabat Semesta dan Jaringan Mekarwangi yang mendatangkan semangat dan kreativitas. Mudah-mudahan buku ini membawa manfaat bagi para pembaca.
10 Februari 2013
Riana Puspasari
Semoga bermanfaat . Silahkan anda Baca: harga Samsung Tab 3
Jumat, 10 April 2015
Premi Asuransi Kesehatan Sinar Mas
Sehat menjadi mahal karena dengan sehat kita bisa melakukan segala pekerjaan dari mulai pekerjaan yang menghasilkan uang atau sekedar berbicara santai dengan relasi. Jika sakit sudah melanda maka tidak hanya mencari uang, sekedar mengambil minum atau mengambil makan sendiri saja kita tidak sanggup. Karena itulah sehat sangat mahal harganya. Sehat tidak bisa dibeli oleh uang berapapun harganya. Ada baiknya kita mengenal keunggulan Asuransi Sinar Mas.
Sehat penting bagi semua orang. Tidak hanya bagi orang dengan penghasilan dibawah rata-rata tapi juga penting untuk orang dengan penghasilan diatas rata-rata. Semua orang haruslah sehat untuk bisa melakukan semua pekerjaannya dengan baik dan selesai. Karena pentingnya kesehatan inilah maka semua orang tanpa kecuali harus menyiapkan sebuah jaminan kesehatan yang sewaktu-waktu dapat kita gunakan jika kita tiba-tiba jatuh sakit.
Asuransi Kesehatan yang Ideal
Pentingnya jaminan kesehatan mewajibkan kita untuk memilih bentuk jaminan yang tepat.Asuransi kesehatan adalah salah satu bentuk jaminan kesehatan yang paling tepat karena dia memberikan alternatif keringanan biaya rawat sakit berdasarkan beberapa program yang pihak asuransi tawarkan. Namun demikian, janganlah terburu-buru memilih penyedia asuransi kesehatan sebelum anda mengetahui betul bagaimana sebenarnya asuransi kesehatan yang ideal. Bisa jadi anda tertipu.
Asuransi Kesehatan yang ideal menurut penyedia asuransi kesehatan Sinar Mas haruslah murni asuransi tidak disertai dengan investasi. Hal ini dimaksudkan agar manfaat yang diperoleh pemegang asuransi lebih besar. Biaya penggantian untuk rawat sakit bisa lebih besar.
Premi Asuransi Sinar Mas
Hal yang tidak kalah penting selain mengetahui ideal atau tidaknya asuransi adalah perihal premi asuransi. Seperti yang tadi telah dibahas bahwa asuransi haruslah murni tidak disertai investasi. Penyedia asuransi Sinar Mas dengan jelas mengatakan bahwa premi adalah biaya yang harus dikeluarkan oleh pemilik asuransi. Premi bukanlah investasi karena itu dia sewaktu-waktu akan hilang jika pemilik asuransi dalam keadaan sehat dan tidak sakit. Meski begitu Sinar Mas memberikan jaminan bahwa Premi Asuransi Kesehatan Sinar Mas yang telah pelanggan bayarkan akan dikembalikan dalam bentuk kemanfaatan yang sesuai dengan rencana yang dipilih oleh pelanggan.
Keunggulan yang ditawarkan Asuransi Jiwa Sinar Mas tidak hanya berhenti pada premi tapi juga memberikan jaminan kemudahan paling luas seperti: penggantian seluruh biaya rumah sakit sesuai dengan rencana yang pelanggan pilih dan kemudahan membayar Premi Asuransi Kesehatan SInar Mas dengan cara tunai atau pendebetan kartu kredit.
Premi Asuransi Kesehatan SInar Mas juga sudah diakui seluruh dunia termasuk Jepang dan Amerika Serikat. Besarnya premi asuransi tergantung dari rencana yang dipilih pelanggan. Namun yang jelas Premi Asuransi Kesehatan SInar Mas masih bisa dijangkau oleh kantong pelanggan.
Produk Asuransi Sinar Mas
Semakin besar tingkat kesadaran masyarakat akan kesehatan membuat Sinar Mas memperluas produk kesehatannya. Produk-produk ini hadir dalam rangka memenuhi keinginan pelanggan yang lebih bervariasi. Pelanggan dapat memilih beberapa produk yang telah disediakan. Jangan tergoda oleh iming-iming atau rayuan dari orang lain bahkan oleh petugas Sinar Mas sendiri. Pelanggan yang memakai asuransi dan membayar Premi Asuransi Kesehatan SInar Mas sendiri jadi harus pelanggan yang menentukan produk mana yang akan dipilih.
Produk asuransi kesehatan yang disediakan oleh Sinar Mas antara lain: Simas Sehat Executive, Simas Sehat Gold, Simas Sehat Corporate dan Simas Sehat Income. Semua produk tersebut memiliki keistimewaan tersendiri bergantung pada kebutuhan pelanggan. Jangan khawatir tentang pembayaran preminya, karena Premi Asuransi Kesehatan Sinar Mas dapat dibayarkan sesuai dengan kemampuan pelanggan dan dengan akses yang luas baik tunai maupun debet kartu kredit. Untuk mengetahui informasi asunransi yang lainnya. Silhkan anda baca: Prinsip Dasar Asuransi
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